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Private money lenders in Houston for fix and flip investors
Houston Private Money is a private lender for investors who buy, renovate and sell houses. We fund 100% of the purchase and the rehab, up to 70% of the after-repair value.
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Estimate only. Loan amount is the lower of 100% of purchase plus rehab or 70% of the sale price when finished (after-repair value). Minimum loan $150,000. Business-purpose loans on investment property.
What a private money lender does
A private money lender makes short-term loans to real estate investors based on the property and the deal. Investors use private lenders for flips because they move faster than a bank and they lend on houses that need work.
In Houston the names private lender, private money lender and hard money lender are used for the same kind of loan.
What to ask a Houston private lender
Loan offers are hard to compare until you ask every lender the same things:
- How much of the purchase price do you fund?
- How much of the rehab budget do you fund?
- What is your limit as a share of after-repair value?
- How many days do you need to close?
- What is your smallest loan?
Our answers
| Term | Houston Private Money |
|---|---|
| Purchase price funded | 100% |
| Rehab budget funded | 100% |
| Loan limit | 70% of after-repair value |
| Time to close | 5 days |
| Smallest loan | $150,000 |
| Where we lend | Houston area |
See how the limit works on your deal with the terms box on this page.
Hard money loans across the Houston area
We lend on investment houses throughout the Houston metro.
Questions investors ask
Straight answers about private money lenders Houston.
Is a private lender the same as a hard money lender?
In practice, yes. Both make short-term loans to investors based on the property and the deal.
What does 100% fix and flip financing mean?
We fund 100% of the purchase price and 100% of the rehab budget, as long as the total loan is no more than 70% of the after-repair value.
Do you lend on a home I will live in?
No. We make business-purpose loans on investment property only.
What is the smallest loan you make?
Loans start at $150,000.
How fast can you close?
We can close in 5 days.
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